�������

At �������, we understand that financing your education is crucial in the decision-making process. Our goal is to make a ������� education financially possible. Aid can come from a variety of sources including �������, the federal government and the state of New York. Below is an overview of the steps to applying for financial aid, steps to take once you have been packaged with aid as well as an outline of additional steps required for certain types of aid programs.

Financial Aid Checklist for New Students

File the Free Application for Federal Student Aid (FAFSA)

All newly accepted students who wish to be considered for financial aid (Federal, State and ������� institutional aid) must file a (FAFSA).

What you will need in order to file your FAFSA:

• All students and the parents of dependent students will require an FSA ID in order to sign the FAFSA. If you do not have a unique FSA ID you can .
• The ������� school code for the New York City campus is 002791 and for the Westchester (Pleasantville) campus is 002792. Please only use one of �������’s school codes on your FAFSA.

File your FAFSA by May 1, 2025 to receive a $2,000 undergraduate scholarship.

File the New York State Tuition Assistance Program (TAP) Grant Application (New York State Residents only)

All New York State residents should complete the FAFSA in order to be eligible for the Tuition Assistance Program (TAP). On the confirmation page of the FAFSA, New York State residents will have the option to link their FAFSA information directly to New York State Higher Education Services Corporation (HESC) to apply for TAP. Alternatively, the TAP application may be completed at the .

Financial Aid award package

Once the FAFSA is received and students are packaged with aid for the upcoming academic year, a Financial Aid award package is mailed to the student.

• Log in to to accept/decline your financial aid package. Here is a step-by-step guide to accepting/declining aid on ������� Portal.
• Click the “Eligibility” tab within the “Financial Aid System” link on Portal to review and complete any outstanding Financial Aid requirements. These requirements must be completed in order for your aid to be finalized.

If you are selected for Verification, you may visit the Verification section of the Financial Aid website for additional information regarding this Federal process. The verification deadline is April 1, 2024.

Federal Loan Offers Included in Your Financial Aid Package

The following is information regarding potential Federal loan offers included in your Financial Aid package. It is not required that any of these loans be accepted. They are offered through the Government to assist students in paying out of pocket costs. If accepted, all requirements should be completed no later than 30 days prior to the start of the semester.

Federal Direct Subsidized/Unsubsidized Stafford Loans

• Federal Direct Subsidized/Unsubsidized Stafford Loans are federal student loans borrowed by the student
• Current interest rate: 5.045% (subject to change)
• Interest does not accrue on the Subsidized Stafford loan until after the student graduates or falls below half-time (6 credit enrollment). Interest accrues on the Unsubsidized Stafford loan while the student is in school.
• The Stafford Loan Entrance Counseling and Master Promissory Note (MPN) must be completed, by the student, at the using the student’s unique FSA ID in order for loans to disburse

Federal Direct Parent (PLUS) Loan

• The PLUS loan is an educational loan made available to the parents of dependent students only. Students are not eligible to apply for this loan.
• An additional application must be submitted
• PLUS loans are not guaranteed and subject to credit approval
• Current interest rate: 7.595% (subject to change)
• Payment on the PLUS loan can be deferred until 6 months after the dependent student graduates or falls below half-time (6 credit) enrollment. The parent must contact their loan servicer directly to request deferment.
• PLUS Master Promissory Note (MPN) must be completed, by the parent (borrower), at the using the parent’s unique FSA ID in order for the loan to disburse

Alternative Financing Options

If additional funds are required there are alternative financing options available.

• Alternative bank loans
  Alternative bank loans are private education loans through a bank of a student’s choosing. For a list of alternative bank loan options available you may utilize the Private Student Loan Comparison Tool on the HESC website.
• Tuition Payment Plans
  ������� offer monthly tuition payment plan options (three, four, or five monthly installments) through the Office of Student Accounts: Deadlines for enrollment do apply for this program. Early enrollment is recommended as it will allow students to spread payment over a longer period of time.

Contact the Office of Financial Aid

You may also visit the Office of Financial Aid website for additional financial aid information. The Financial Aid Office also offers step-by-step video tutorials to assist students in securing their financial aid.

The Financial Aid Office is also available to assist you. You may reach us by phone (877) 672-1830 (toll-free), (212) 346-1930 (toll), by email, or visit us in-person (no appointment necessary) at the Financial Aid Office Solution Center located on your home campus.

New York City Campus

161 William St., 8th Floor
New York, NY 10038

Pleasantville Campus

861 Bedford Rd., Administrative Building
Pleasantville, NY 10570

Hours

Fall and Spring Schedule
Monday through Friday 9:00 a.m.–5:00 p.m.
Closed: Saturday and Sunday